At JFS we will work with you to find the best solutions to meet your needs.

We will work to find the right solution. From the first home buyer to the most experienced investor, or you’re refinancing to renovate or expanding your portfolio. JFS has access to over 25 financial institutions and their products. We are committed to not just working on your strategy and structure, but to educate you through the process, giving you the confidence to grow your investments and understand your commitments.

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Our Services

Property Investment

Education and Research are the key to making the best investment decisions. At JFS we work with the best specialists and property advisors in Australia to locate the most suitable investments for you. Once you have located your ideal investment we will work with you and your advisors to correctly structure your finances to best execute your strategy.


No longer can you leave your finance in ‘set and forget mode’. With an ever changing market place, your options for obtaining the best financial structure are endless and it’s vital you don’t compare ‘chalk and cheese’. At JFS we will work with you to review your existing position and strategy to find the best solution to meet your needs.

Buying a Home

Buying your first home or 5th is always a big step in anyone’s life. It can be both exciting and daunting all at the same time. Regardless of experience most clients will always have questions on how best to finance one of life’s biggest purchases.

Renovating, constructing or developing?

Starting a renovation can be exciting and daunting at the same time. We’re here to help to ensure you’re armed with the right information to help you make the right decisions. At JFS we will work with you and your team of architects, builders and contacts to get it right and help you move through the renovations on time and to plan.

Self Employed

At JFS we have experience working with the Self-employed. Applying for lending under these structures can at times seem overwhelming.

We have the knowledge and expertise that provides you peace of mind to help you reach your dream of home ownership or property investment. Buying an investment property continues to be one of Australia’s favourite ways to invest.

Frequently Asked Questions

Johnson Financial Services has put together a list of commonly asked questions about the services we offer. They cover subjects like: how we operate, how much does our service cost, advantages of using a mortgage broker, what is a mortgage broker, loan approval and much much more.

Check out our FAQ’s page for more information.


What an amazing Broker. Jenny has exceptional experience with lending and her advice and process is extremely professional. She always keeps us up to date with progress of any application.
I would highly recommend Jenny to our family and friends.

Pam and Lockie Wheeler

Thanks Jenny from JFS.  Very professional and thorough.  Great result with better than expected rates, all achieved in a short time.  Speedy service, low rates, can’t ask for more.

Tony & Helen Pyrros

Jenny (JFS) has been my broker for some years now. I’ve known Jenny since her lending days at the ANZ and have followed her career.
I am notorious for last minute requests for funding and Jenny is always at the other end of the phone ready and able to assist.
Life is so easy with a broker, they do all the hard work for you, unlike the bank that will tell you how to do the hard work.
I look forward to the continued relationship with Jenny and would happily recommend Jenny’s services to anyone looking to get a loan or financial advice.

Angelo & Louise Guastella

I found Jenny as a mortgage broker to be invaluable in assisting me with purchasing my property. I was very nervous about purchasing a property by myself post a divorce and was greatly assisted by Jenny.
She gave me great advice, answered all of my questions and helped customise the mortgage that I needed.
She has a very personalised approach to the whole mortgage process. She meet with me for an initial consultation and constantly checked in with me during the mortgage process.
She made the whole process seamless!

Danielle Shepherd

Jenny has advised and ensured the best outcome for me on approx half a
dozen financing transactions. In addition to this Jenny has assisted family and friends of mine with transactions and inquiries. Jenny is an extremely knowledgeable finance professional with a direct / “no messing around” approach (I thought this was better than saying “no bullshit”) that I really appreciate. I look forward to continuing to work with Jenny in the future and I highly recommend Jenny for your financing requirements.

Greg & Claudia Ritter

Jenny has helped us finance multiple properties over the past 10yrs and every time she has been a pleasure to work with.  She is thorough and ensures we get the best rate that meets our circumstances at the times.  Jenny is very experienced in dealing with the lenders and does all the heavy work for you – which is a real time saver and takes the stress away!  Her knowledge of the housing industry and sound financial advice has also been welcomed when it came to us making decisions.  We highly recommend Jenny’s services!!

Xavier & Amanda Tremellen

Jenny from Johnson Financial Services was fantastic to work with. The wealth of knowledge she provided to us when helping us with our financial needs, as first home buyers was above and beyond anything we could have expected. We will definitely continue to seek her advice should we need any other financial advice in the future. Thank you so much Jenny!

Ashleigh Macali & Tobias MacWilliams

If it wasn’t for Jenny, we probably wouldn’t be living in our beautiful ‘forever’ home, let alone have done all the buying and selling of investment properties over the years. Jenny provides prompt, honest, no-nonsense advice that is backed by her thorough understanding of the industry, players, and market. Jenny is able to provide me with the facts, options, and a strategic recommendation, which saves me time and headspace. She looks out for our best interests and she has earned our trust

Tara Allsop & Austin Kennedy

I have had a lending relationship with Jenny well before she started her own business. I cannot recommend her highly enough, She has always made you feel that she has personal interest in getting the best fit for her clients, looked at options and various ways of approaching what is needed.
We wouldn’t hesitate referring friends, family or anyone to her for their lending needs to JFS. Always Thoughtful and considerate to what your tailored options need to be.

Michael and Jenni Pascoe

I have known Jenny for a number of years now and have recently engaged her services for a third time, changing banks to get a better rate. Jenny is fantastic and I wouldn’t use anyone else. She chased down an incredible deal for us, guided us through all the paperwork (and believe me these days that is quite a task) and even came over to pick up the signed paperwork. She is incredibly diligent and passionate which is what you need from your mortgage broker.

Regards Jane Juricic

Jenny came to our home and worked closely with us throughout our whole renovation and re-financing journey. Even when we were faced with some complex issues Jenny was able to troubleshoot and find a resolution for us instantly. Without Jenny’s expertise and support we would not have been able to complete our renovation and be living in the amazing home that we do. Jenny has been and will remain the only person we trust with our finances.

Michelle & Andrew Martin

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